New Home
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Ballinderry Gardens is more than a new address. It is a setting where life can unfold naturally. Designed for the way you live today and the dreams you are shaping for tomorrow, these homes offer space, comfort and a lasting sense of security. Mullingar surrounds you with music, lakes and a lively local spirit, blending heritage and modern living in equal measure. With schools, cafés, sports clubs and green spaces all within easy reach, this is a place to start your story and keep writing it for years to come.
Bellview Grove
Welcome to Bellview Grove, a beautiful low density development of 2 & 3 bedroom homes nestled privately on the edge of Mullingar town centre.
Each of the only 12 houses have been carefully planned and designed offering bright, spacious kitchens and well proportioned living and bedroom accommodation.These a rated homes deliver comfort, low maintenance and energy efficiency in a unique location beside the Royal Canal.
Help to Buy Scheme
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The Help-To-Buy Scheme is a government incentive designed to make things easier for first-time buyers when purchasing a new house or apartment.
The scheme helps with the deposit needed to buy a new-build home, provided you are purchasing the property to live in as your home.
Where you meet the required conditions, you may receive a refund of:
Irish Income Tax
Deposit Interest Retention Tax (DIRT) you paid in IrelandThe refund is based on the four tax years prior to your application. It applies to first-time buyers purchasing a new-build property worth up to €500,000.
The funds will go towards your deposit, up to a maximum of €30,000, 10% of the purchase price of the home, or the amount of income tax you have paid in the four years prior to your application.
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To qualify, you must:
Be over 18 years old
Be a first-time buyer intending to live in the property for at least 5 years
Be a PAYE taxpayer
Borrow at least 70% of the value of the home
Buy before the 31st December 2029
The process
There are 3 steps involved:
The application stage
The claim stage
The verification stage
To find out more, visit Revenue.ie or contact us
First Home Scheme
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The First Home Scheme is a Government of Ireland shared equity scheme, introduced by the Department of Housing, Local Government and Heritage in partnership with Participating Lenders.
It is designed to help bridge the gap between your deposit, mortgage, and the price of your new home.
If you qualify for the FHS and choose to avail of it, the Government and Participating Mortgage Lenders can provide up to 30% of the market value of a new home, in return for the same percentage share in equity in the property.
You can receive up to 30% of the market value of your new property through the FHS. This is reduced to 20% if you are also availing of the Help to Buy Scheme.
The minimum amount available is 2.5% of the property purchase price, or €10,000, whichever is higher.
Property price ceilings apply per local authority area:
https://www.firsthomescheme.ie/about-the-scheme/property-price-ceilings/The equity share is tied to the property value as a percentage, meaning the equity will change with the value of your home.
There is no service charge for the first five years. Participating homeowners can buy back the stake at any point. Service charges are fixed for the life of the facility, beginning at 1.5% from years 6 to 15.
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To qualify, you must:
Be over 18 years old
Be buying a new apartment or house
Be a first-time buyer or other qualified buyer
Have mortgage approval with a participating lender
Have a minimum deposit of 10% saved
Borrow the maximum mortgage amount available to you, up to x4 your income
To find out more, visit firsthomescheme.ie or contact us